SmartStone Inc., established in 1996, is a developer of Internet-based software solutions for the insurance industry. Smartstone focuses on development of software solutions for reciprocal insurers, including risk retention groups, and has developed a special expertise in customized solutions for insurers offering medical malpractice liability insurance.

SmartStone offers two powerful management analytical products: Claims Management System (CMS) -- which creates actuarial studies and accounting information; and Insurance Management System (IMS)--a multi-user, web-based insurance management system that includes underwriting, risk management, accounting, and claims functionality.

SmartStone provides customized software solutions to RRGs structured as reciprocals or having other structures.

To introduce RRGs to its products, SmartStone offers IMS and CMS to users at no cost. For free Internet use, visit www.InsuranceSoft.com.